Hate couponing? Lower your grocery bill without couponing - it's "old school" but it really works. Learn how to make a grocery store price book - Resources (links) for printable grocery store price sheets included in post.
The Envelope System--for budgeting your paychecks and staying on budget. This was actually how I saved up $630 for a computer and $350 for a new aquarium at the same time... then I stopped doing it. Maybe I should start again.