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Budgeting 101 genius. pin now, read later. Dave Ramsey is one of the smartest men ever. - sublime decor

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Dave Ramsey's Seven Baby Steps

: Budgeting 101 - The Dave Ramsey Way

Dave Ramsey Budgeting Spreadsheet

For budget beginners, keeping all your cash in a designated envelope for each budget item weekly or monthly keeps your eyes on your cash as you see where it goes. Great exercise to do until budgeting becomes easier to do. #budget #basicbudgeting

Dave Ramsey would be proud!