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Free envelope templates for the Dave Ramsey cash envelope system. I've made these and they're beautiful, but learn from my mistakes: make them DURABLE! mine were heavy- duty scrapbook paper, but have fallen apart with a year or so of use. I recommend laminating them or using fabric.
The economic climate has sparked a new interest in budgeting. It may be out of necessity, or it may be in response to the media attention this topic has received. Either way, there is something to be said for living within or below your means. There are many budgeting tools out there to manage bills and your checking account register. What we cover today is a much more basic approach to managing expenses. It will not be used for everything, but will help to manage day to day ...