If you're thinking about buying a house or getting a loan for a big purchase, you might be stressing out about how to get the best credit report to get your loan approved. But stress no further! Mint is here to answer your questions about which credit
our FICO Scores consider both positive and negative information in your credit report. Late payments will lower your FICO Scores, but establishing or re-establishing a good track record of making payments on time will raise your score.