EVERY Target shopper NEEDS to know this: If the price ends in 8, it will be marked down again. If it ends in a 4, it's the lowest it will be. Target's mark down schedule. - MONDAY: Kids’ Clothing, Stationery (office supplies, gift wrap), Electronics. TUESDAY: Women’s Clothing and Domestics. WEDNESDAY: Men’s Clothing, Toys, Health and Beauty. THURSDAY: Lingerie, Shoes, Housewares. FRIDAY: cosmetics
The Envelope System--for budgeting your paychecks and staying on budget. This was actually how I saved up $630 for a computer and $350 for a new aquarium at the same time... then I stopped doing it. Maybe I should start again.
The last works well with studying! I always studied right before sleep and would even put my book under my pillow so my subconscious self would be 'reminded' of my studying. I regularly would wake up going over the details of the information.