Do you have a Family Emergency Binder at home? Do you always mean to put one together but just haven't had time? Here's a resource to find an emergency binder just for you that you can put together quickly - includes fabulous ready-made binders and free downloads.
The Envelope System--for budgeting your paychecks and staying on budget. This was actually how I saved up $630 for a computer and $350 for a new aquarium at the same time... then I stopped doing it. Maybe I should start again.