You'll spend less when you use cash envelopes! This website has free printable envelopes

You'll spend less when you use cash envelopes! This website has free printable envelopes

DIY Envelope Book for budgeting and using the Dave Ramsey envelope system.

DIY Envelope Book: Instructions (PDF)

Dave Ramsey's Seven Baby Steps | Atwell Adventures

31 days – fall 2013 – goal setting

The Five-Dollar Savings Plan! Basically, every time you have a $5 bill, you save it, and then you buy yourself something at the end of the year! I'm going to try this for my trip saving fund

The Five-Dollar Savings Plan

The Five-Dollar Savings Plan! Basically, every time you have a $5 bill, you save it, and then you buy yourself something at the end of the year! I'm going to try this for my trip saving fund

The Envelope System--for budgeting your paychecks and staying on budget. This was actually how I saved up $630 for a computer and $350 for a new aquarium at the same time... then I stopped doing it. Maybe I should start again.

The Envelope System Saves $$$

The Envelope System--for budgeting your paychecks and staying on budget. This was actually how I saved up $630 for a computer and $350 for a new aquarium at the same time... then I stopped doing it. Maybe I should start again.

I’m no newbie to using binders to organize the paper clutter at home.  Last year I shared with you how I used a Family Organization Binder to keep all my household papers in order.  This year as we moved from one home to another, I realized that my finances were not as organized as I …

I’m no newbie to using binders to organize the paper clutter at home. Last year I shared with you how I used a Family Organization Binder to keep all my household papers in order. This year as we moved from one home to another, I realized that my finances were not as organized as I …

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