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The Envelope System Experiment. I will be trying this. Use cash to buy groceries; it helps prevent you from impulse buys, and other such things, that put you over budget.

CASH ENVELOPES SYSTEM, Budget System, Clutch- Lime Diamonds (It can be used with the Dave Ramsey system) on Etsy, $39.99

6 Plain Duck Canvas fabric ENVELOPES (it can be used with the Dave Ramsey Busget System) -pink, orange, purple, red, teal, yellow via Etsy

Quick Start Guide To Cash Envelope System. Make your own money holder and get your budgeting underway in a simple and effective way.

Cash Envelope Budget System... how it works for real people!

We did this for our problem areas where we were spending too much and we saved a couple hundred dollars a month. Great idea!

These are so much more durable than the Dave Ramsey paper envelopes and much prettier.