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    FREE Virtual Envelope App for iPhone & Android. Solves the issue of one spouse not knowing how much they can spend because they don't have the cash envelopes with them. Work beautifully with Dave Ramsey's Financial Peace University (FPU) and "Zero-Based" Budgeting.

    for the budget

    Dave Ramsey's Budget Percentages

    Easy Envelope Budget Aid (EEBA): Sync ($0.00) With the free EEBA app on your phone, you will take control of your household's budget. - See your budget anytime, anywhere. - Automagically sync 2+ phones + web! - Record your expenses quickly anywhere - Get location-based payee suggestions - Check envelope balances before spending - Split transactions

    72 ways to cut your spending by 400 a month and save 4000 a year...Pin now, read later, cause this list is FULL of great ideas!!

    Dave Ramsey Budget Binder

    A small income doesn't mean you can't retire well.

    FREE Redbox codes

    The Fun Cheap or Free Queen: The 7 bank accounts every family should have. Yes, seven! It will help you budget, organize your life, and save your family HUNDREDS.

    Dave Ramsey Budget Spread Sheet. All you do is punch in your numbers!

    Budgeting: fully electronic 'cash & envelope' system that Dave Ramsey recommends.

    Recruiters spend about six seconds looking at your resume.

    Envelope System Budgeting - love this system. I think we'll start using pencil bags as well instead of envelopes

    free printable

    We have a Dave Ramsey Budget Kit for FREE. This free download will teach you how to make a budget, use the envelope system, manage your paycheck and more. Save Money, Saving Money, Budgeting #Budget, #SaveMoney

    The Super Messy Supermommy: iPhone Customization...Finally!!

    Denomination Calculator for refilling your budget envelopes. (Dave Ramsey, FPU, Financial Peace University, zero based budget)

    How To Organize Your Cash Envelope System : Free PDF file for the tabs for the wallet! * Need because after 16 years mine have been trashed!

    The Mystery Gift Challenge: A cheap, hilarious date night challenge. You each go to the mall together with an envelope, a set of instructions and a set amount of cash $5.00- $20.00, you have one hour to spend the entire amount down to the penny on gifts for the other person. Full instructions and variations included.