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EVERY Target shopper NEEDS to know this: If the price ends in 8, it will be marked down again. If it ends in a 4, its the lowest it will be. Targets mark down schedule. - MONDAY: Kids Clothing, Stationery (office supplies, gift wrap), Electronics. TUESDAY: Womens Clothing and Domestics. WEDNESDAY: Mens Clothing, Toys, Health and Beauty. THURSDAY: Lingerie, Shoes, Housewares. FRIDAY: cosmetics. This is maybe the best pin EVER

Budgeting 101 genius. Pin now, Read later. (*great tips for teens or young adults newly on their own)

Dave Ramsey Budget Spread Sheet. All you do is punch in your numbers! Excellent for planning for your spending!

How cute are these envelopes with Dave Ramsey quotes?!?! FREE printables..Dave would be proud

Dave Ramsey Inspired Financial Notebook

Dave Ramsey's Seven Baby Steps

Budgeting 101 genius. pin now, read later. Dave Ramsey is one of the smartest men ever. - Click image to find more DIY & Crafts Pinterest pins

: Budgeting 101 - The Dave Ramsey Way