My dad showed me how to do this & I wear mine with my wedding band. It's cool, because the wording on the edge of the coin ends up in the middle of the ring! Do you have a quarter from 1964 or before? If you do, it is made of silver. You can turn that coin into a nice silver band using a spoon, a drill, and a metal file. (And no, it's not illegal.)
word beads: take a paperback book, tear out the pages, cut pages in strips horizontally with an exacto knife, trim the edge of a strip you want to use so a word shows, wet the first inch of the other end of the strip with water, wet the toothpick, mod podge both sides, twirl the strip, press end tight for a moment, coat with more mod podge, stick toothpick in scrap styrofoam to dry, remove bead using needle nose pliers and, voilà! you can watercolor the page if you want colored beads, too!