Despite some dire predictions, Obamacare isn't having much of an impact on hiring by businesses so far. According to 2015 Kasier/HRET report, only of employers report reducing the number of full-time planned hires because of the cost of health benefits.
Is making a budget overwhelming to you? Do you spend money and then realize there is no category for the expenditure? Here is our budget breakdown by category--hopefully it will help you build a better budget. Budgeting, Budget Tips