the coupons and then use them all on your next shopping trip, you’re not going to save any money. Instead, you’d probably end up buying a lot of over-priced items you won’t use or wouldn’t normally buy and end up spending a considerable amount more than you save. That’s not how to use coupons.
The five-dollar savings plan: Every time you find yourself with a five-dollar bill in your possession, you set it aside instead of spending it. At the end of the year, you use the money you've saved for either a big purchase or to do something you wouldn't normally spend the money to do.