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    The #unemployment insurance (UI) program provides short-term income to unemployed workers who lose their jobs through no fault of their own. It reduces the hardship felt by families during periods of temporary unemployment and bolsters local economies by maintaining the purchasing power of the unemployed workers. UI is financed by premiums paid by employers to both the federal and state governments, through the Federal Unemployment Tax Act (FUTA) and State Unemployment Tax Act (SUTA) programs.

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