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Love the separate accounts and paying off small debts first (although I'd go with the higher percentage rates!) I enjoy reading articles/blogs on money saving tips! #savings

Save all of your pocket change and deposit it on the first day of the month into your emergency fund!

How to get out of debt and stay out — 5 tips that will really help

If you are currently working on paying off debt, have you set a “debt-free date”-- a date on the calendar when you plan to be completely out of debt? If you haven't set one, you should! Here's how!

Live off of 70% of your paycheck. 10% goes to tithing (to whichever non-profit) 10% goes to wealth/investing account 10% goes to 'debt accelerator' account (add this on when you do your war on debt) 70% is for bills and such.

5 Simple Tips to Help You Avoid Overspending This Year! ~ at TheFrugalGirls.com #finance #money #thefrugalgirls

15 Tips to help you organize the new year on iheartnaptime.net...I have pinned some of these before, but this is a great brief re-cap!

Helpful Tips for Everyday Success - some of these ideas we've seen before, but the "cereal container as a lidded trash can for your car" is fairly brilliant.

Uses for Toothpaste, rubberbands, nail polish, tape, dryer sheets, hair dryer, hand lotion , cornstrach, petroleum jelly, coffee filters, salt, disposable cups, vinegar, wax paper, ziplock bags & chalk