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budget. I love Dave Ramsey and financial peace! Please please look into it! It has helped my husband and I so much. Our first year of marriage could have been scary if we didn't take the class before we got married.

Live like no on else, so later you can live like no one else!

Dave Ramsey - get my budget in order. (Not Dave, exactly. I took the class, I've gone way past gazelle intensity. Way past...)

I hope it's not wrong for me to pin this Dave Ramsey quote considering I work in lending...

Dave Ramsey's 7 Baby Steps. If you are ever able to do it take Dave's financial peace university class. It totally puts a whole new prospective on the way you spend and save your money.

It shouldn't have to be a sacrifice to spend time with your family, but at any rate I like the quote.

Silly Dave Ramsey. Housing 25-35% of income!!!! He obviously has never been to CA!

7 BABY STEPS TO FINANCIAL PEACE - Dave Ramsey - STEP 1 - 1,000 dollars in an Emergency Fund - STEP 2 - Pay off all debt with the Debt Snowball - STEP 3 - 3 to 6 Months Expenses in Savings - STEP 4 - Invest 15% of Income into Roth IRA's and Pre-Tax Investment plans - STEP 5 - College Funding - STEP 6 - Pay off your home early - STEP 7 - Build wealth and give! (