Debt settlement companies are companies that say they can renegotiate, settle, or in some way change the terms of a person's debt to a creditor or debt collector. Dealing with debt settlement companies can be risky.
If you are continuing to look for happiness in your wallet or at the store you are not going to get anywhere. Today I'm breaking down why shopping is not making you happy even if you think it is! Click through to read why you shouldn't be spending so much money on things you don't even want!