If you have ever gotten a raise and noticed that you run out of money just as quickly as you did before, you probably live above your means. The good news is that you can learn to live below your means.
saving your $5 bills throughout the year, i like this idea :) the five-dollar savings plan. It goes like this: Every time you find yourself with a five-dollar bill in your possession, you set it aside instead of spending it. At the end of the year, you use the money you've saved for either a big purchase or to do something you wouldn't normally spend the money to do. Love this. Our Family will call it Five Dollar Frenzy!
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How To Create (and Stick to) A Budget!
Another step in working towards financial independence and living a debt free life is to create budget. Of course, before you start, it is important that you’ve already completed your Net Worth and Debt Snowball forms. Budget. This is not a fun word nor topic, but if you don’t have a budget, you have absolutely …