I've decided on a new term: mortgage erosion. Erosion is the result of small forces effecting big change over long periods of time. It's pretty much the perfect metaphor with personal finance. Yes, you can make large sweeping changes, but most personal finance and frugality advice is in the small day-to-day activities. You're told to take "baby steps" toward frugality/debt reduction; you "snowflake" debt; one author tells you to get out of debt on just $5 a day. Little by little, these…
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How to Pay Off Debt Fast and Get On With Your Life
Figuring out how to budget our money going from two incomes to one was NO JOKE. Living on a single income versus two is hard if you're used to that second income. These are awesome tips if you're getting ready to start a family.
How To Come Up With A Financial Plan Without Visiting A Professional
A financial plan is important, but very few of us have one. It's because we think that we need to meet with a financial planner to get one and who has the time or the money to pay someone for a "plan?"
How to Budget Your Money & Save – A Guide to Budgeting
Clever budgeting is all about spending. Learn how to budget your money with this simple step by step guide and tips. This will put you back in the driving seat of your finances, save money and boost your spending power.