How to Criss Cross Ribbon on a Christmas Tree! SUPER EASY, yet beautiful way to decorate your Christmas tree. I did this last year and it looked elegant. I received lots of comments from visitors so I made a tutorial. Hope you enjoy!
My husband and I have been doing the Dave Ramsey Debt Snowball system/budget for the last 2 years and we have paid off 2 cars, 3 credit cards, and are still going strong. I would recommend it to EVERYONE!