Money Saving Envelopes!! I have been doing this since we got married, and it helps me soooooo incredibly much! I figure out how much it would take out of four pays and put that much in the envelope for bills a little at a time.  It is super helpful and that way I don't have to worry if I have enough because by the time it is time to pay it, it has already been accumulating over the month. :)

Money Saving Envelopes!! I have been doing this since we got married, and it helps me soooooo incredibly much! I figure out how much it would take out of four pays and put that much in the envelope for bills a little at a time. It is super helpful and that way I don't have to worry if I have enough because by the time it is time to pay it, it has already been accumulating over the month. :)

DIY Envelope Book for budgeting and using the Dave Ramsey envelope system.

DIY Envelope Book: Instructions (PDF)

Dave Ramsey's Seven Baby Steps | Atwell Adventures

31 days – fall 2013 – goal setting

The Five-Dollar Savings Plan! Basically, every time you have a $5 bill, you save it, and then you buy yourself something at the end of the year! I'm going to try this for my trip saving fund

The Five-Dollar Savings Plan

The Five-Dollar Savings Plan! Basically, every time you have a $5 bill, you save it, and then you buy yourself something at the end of the year! I'm going to try this for my trip saving fund

NEED TO DO THIS!  Envelope Budgeting . . . A Simple Way To Gain Control of Your Money, there's a neat pdf for these cute envelopes

Envelope Budgeting . . . A Simple Way To Gain Control of Your Money

NEED TO DO THIS! Envelope Budgeting . . . A Simple Way To Gain Control of Your Money, there's a neat pdf for these cute envelopes

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