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what is risk management? the four letters, ask indicates that it is an unexpected event or incident which needs to be identified

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Banking in india and risk management

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Praveen Sharma

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1) Banking in India is defined by the Banking Regulation Act of 1949 as accepting deposits from the public that are repayable on demand and using those deposits to lend money or make investments. 2) The major risks for banks include credit risk, market risk, operational risk, country risk, and risks arising from changes in strategies or the business environment. 3) Risk management techniques used by banks include collateral, credit ratings, exposure limits, guarantees, and mitigating...