The Envelope System--for budgeting your paychecks and staying on budget. This was actually how I saved up $630 for a computer and $350 for a new aquarium at the same time... then I stopped doing it. Maybe I should start again.

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"The Envelope System Saves Money. The key component to Dave Ramsey’s, “Total Money Makeover” is the envelope system. What is the envelope system, you ask? Well, according to .

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This is our money bulletin board. We are Dave Ramsey folks! We like his envelope system, but we found it too hard to carry them around all the time, so we decided to leave them at home and carry just the cash that we need for whatever outing we're on. We