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    Frugal Living

    The best money-saving tips from Smiley members. Want to contribute to this board? Follow Smiley360 on Pinterest and email with your Pinterest username and what interests you about this topic. Must be Smiley360 member and live in the USA.

    Frugal Living

    • 4.9k Pins

    Cloth Diapers vs. Disposables: Cost Comparison. Full breakdown of the costs, and how much money can be saved! #cloth #diapers

    Have you ever thought you might like to be a stay-at-home parent, but aren't sure if it can be done? Find out how we prepared for a single income!

    If you ever see yourself borrowing money down the road -- whether it's for a home, car, or business -- you'll want to have a credit score that is squeaky clean. Here's how to build your credit score from the ground up, especially when you have little or none to start!

    Grocery Savings Cycle Calendar - Pin this, refer to every month for grocery $$

    So many of us are working hard to pay off debt from credit cards, student loans, mortgages, etc. If this is you, you'll definitely want to check out these 4 powerful ways to pay off your debt faster!

    Want to create passive income without getting a second job? Here are 5 items you can rent out right away to pocket some extra cash. #5 will keep your garage from becoming too cluttered!

    When it comes to saving more money for things like your retirement, a down payment on a house, or just a vacation; the equation is simple. Earn more, spend less, and put the difference away in something that will grow. In an ideal world, we’d all figure out ways to make more money. As Sally …

    Sick of those student loans you have that are still hanging around? Here are 5 great tips for paying those student loans off faster!

    10 Hidden Wedding costs. I'll be so happy I pinned this one day.

    Lazy Budget Chef: 17 Things You Should Buy From Dollar Tree by the Case to Save Money

    How & Why I Still Use Coupons - Couponing practices have changed a lot in the last decade, but I'm still clipping and using coupons when I shop. Here's the how and why of it.

    Did you know that you can camp for FREE throughout the United States? It's called dispersed camping or primitive camping. It's totally legal and totally free. We do it all the time! Here's how it works!

    Want to start making your own cleaners? I love making cleaners, but don't forget. There are some cleaning ingredients that shouldn't be mixed.

    It's sometimes easy to feel complacent about debt. But debt often holds us back and makes us miserable. Debt is not forever, and you CAN pay it off!

    FAFSA defines which students qualify for student loans, federal grants and work-study jobs. Here you will get to know how to maximize FAFSA Opportunities.

    How much does raising a child cost? Are there discounts for subsequent children? Forget the ridiculous estimates. Here are our real expenses for baby during the first six months.

    Don`t underestimate the power of habits! These 6 simple steps go a long way in building a strong financial foundation, and with consistent practice, they can dramatically change your life. Small, daily actions WILL help you reach longterm success!

    Here are some kitchen improvements that will blow you away. Try them and have a kitchen face lift any time to inspire your cooking!

    The #1 Financial Rule Everyone Should Follow, But Nobody Does It's simple. But it's not easy. #save #money

    Love to read, but can't afford to spend any more money on books? Here's how to find thousands of free books with absolutely no strings attached. Includes a list of my favorite ideas and websites!

    Elizabeth Elliott said, "A house that is cluttered is usually lived in by people whose minds are also cluttered, who need to simplify their lives. This begins with simplifying and clarifying their thinking. Mind and life need to be freed from the ‘disorder of the unnecessary."

    2015 data from Personal Capital's user base shows how retirement savers across the nation are doing. How are retirement savers in YOUR state doing?

    Living on last month's income using YNAB's philosophy, has been the best change we've made in our budgeting. Learn why and how we live on last month's income and how you can (and should) too!

    Are you discouraged that your blog isn`t making much, if ANY money? One blogger more than tripled her income over the past year, and in this transparent post, shares exactly how she took her blog to the next level.