Put a few 20 dollars bills in the album a year and give it to your child as a graduation gift. That way you don't drain your bank account as graduation gets closer, you have already started saving for it since the birth!
Hint hint! STOCKING STUFFER! $10! this would be perfect to have in your purse, for whenever you cant find an outlet and your phone is about to die, like shopping, etc. I need this!!! Good stocking stuffer!!