Marika Tervanen Os Härkönen

Marika Tervanen Os Härkönen

Marika Tervanen Os Härkönen
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Christmas Gift List and Budget Tracker #247moms

‘Tis the season for… planning! Use our Money Saving Christmas Gift Planner to map out your holiday gift list and budget. A little planning goes a long way. It will help you save some “dough, dough, dough” and put more “ho, ho, ho” into your holidays.