My husband and I have been doing the Dave Ramsey Debt Snowball system/budget for the last 2 years and we have paid off 2 cars, 3 credit cards, and are still going strong. I would recommend it to EVERYONE
Build Your Own 5 Gallon Bucket Emergency Kit. Everyone should have one of these emergency buckets packed and ready to go. If you only ever do one thing for emergency preparedness, put together one of these kits.
I saw this tip in "Country" magazine years ago and use it every year to trap yellow jackets and hornets. I have this one hanging in the grapevine. The yellow jackets like the apple juice better than the grapes. Lures them right in and they can't get out.